About us
Accidents happen.
People get hurt. People get sick.
Living Benefits.
Plan and Prepare for Unexpected Life Events. The reality is awful things do happen to really wonderful, ordinary Canadians each and every day.
If and when they do happen, having a contingency plan in place can truly make a huge difference to how well your family or small business manages the stress.
Healthy, active people who do all the right things and live carefully still get sick and suffer from accidental injuries.
The goal is to mitigate the risk by having a plan in place to protect you, your family and your lifestyle.
Serious Accident/Injury
# of Canadian adults hospitalized last year with NON-WORK related serious injury. That's 32 every HOUR.
Falls and Motor Vehicle accidents are the most common cause.
283,000
Long-term Illness
# of Canadian adults diagnosed with Heart Attack, Stroke or Cancer last year
411,720
Recurrent sickness
40% of people hospitalized for a heart condition or stroke were re-admitted at least once after 1st diagnosis
60,000
Why are Living Benefits so important?
Nothing will ever make a serious, long term illness or injury go away or make life go back to normal after a traumatic injury or diagnosis.
That is one of the reasons it is extremely stressful on families. There is too much information to process all at once, with never-ending questions and very few definitive answers. Every situation is unique; doctors can give guesstimates and probabilities on patient recovery outcomes, but their job is to try and manage realistic expectations while keeping family’s hope alive.
How long could your family or business survive financially if you were seriously injured?
Living Benefits cover the daily out-of-pocket costs associated with hospital stays. It’s all the little things that you think don’t matter too much… the parking, the coffee, the cafeteria food, the in-room TV… but before you know it there’s a big bill waiting at the checkout before you are discharged.
Critical Illness and Accident/Sickness protection takes the risk of the these horrible scenarios off of you and lets you deal with the rehab, physio and all the medical.
